Terms of Use

https://mortgage-broker.nz is operated by Jeremy Zinzan, a Financial Adviser providing services through Vega Mortgages Limited (FSP1007062). By using this website, you agree to these terms.

The information on this website is general information only. It is not financial advice and should not be relied upon as such. Your individual circumstances will affect what is appropriate for you.

Jeremy Zinzan provides financial advice only through formal engagement as a Financial Adviser, subject to the Financial Markets Conduct Act 2013 and his disclosure obligations.

All calculator results are indicative estimates only. They are based on simplified models and the information you enter. They do not represent a pre-approval, credit assessment, or lending commitment from any lender.

Actual borrowing capacity depends on verified income and expenses, credit history, the lender's current assessment policy, your current debts and liabilities, and many other factors that a calculator cannot assess.

This website may link to third-party websites. We are not responsible for the content, privacy practices, or accuracy of third-party sites.

All content on this website — text, calculators, and layout — is owned by Jeremy Zinzan / Vega Mortgages Limited unless otherwise stated. You may share or link to this content with attribution but may not reproduce it commercially without written permission.

These terms are governed by New Zealand law. Any dispute is subject to the jurisdiction of the New Zealand courts.

For queries about these terms, contact: jeremy@mortgage-broker.nz